gradio / data /equity_credit_tariffs_other_charges.json
aleksandrrnt's picture
Upload 50 files
ee8fb16 verified
{
"Credit Tariffs": [
{
"Sector": "Business Banking - SME",
"Service/Product": [
"SME Working Capital & Overdrafts",
"Project Financing",
"Mortgages (Commercial)",
"Mortgages (Residential)",
"Asset & Equipment Financing",
"Equity Release"
],
"Applicable Interest": "17% - 19.5%"
},
{
"Sector": "Corporates & Large Enterprises",
"Service/Product": [
"Working Capital",
"Overdraft",
"CapEx Financing",
"Equity Release",
"Project Financing"
],
"Applicable Interest": "15% - 17.5%"
},
{
"Sector": "Digital/Mobile Loans",
"Service/Product": [
"Eazzy Loans",
"Merchant Loans",
"Eazzy Stock Agent Loans"
],
"Applicable Interest": "13% - 15%"
},
{
"Sector": "Food & Agriculture Loans",
"Service/Product": [
"Farm input",
"CapEx",
"Kilimo Working Capital Overdrafts",
"Commercial Agriculture Finance",
"Farm Asset & Equipment Financing"
],
"Applicable Interest": "17% - 19%"
},
{
"Sector": "Retail Business Banking",
"Service/Product": [
"Biashara & Pamoja Banking",
"Micro Enterprises Working Capital",
"Micro Enterprises",
"CapEx",
"Group-Based Lending"
],
"Applicable Interest": "18% - 20%"
},
{
"Sector": "Retail Personal Banking",
"Service/Product": [
"Salary Advance",
"Check offs Loans",
"Pensioner Loans",
"Secured Salary Loans"
],
"Applicable Interest": "13% - 20.5%"
},
{
"Sector": "Public Sector",
"Service/Product": [
"Parastatal",
"Public Schools",
"Hospitals",
"SACCOS",
"Micro Finance Institutions",
"Secured Salary Loans"
],
"Applicable Interest": "15% - 19.5%"
}
],
"Other Charges": [
{
"Charge": "Temporary Overdraft Fee (TOD)",
"Details": "10% on the amount granted\n300/= or 3% whichever is higher"
},
{
"Charge": "Uncleared Effects",
"Details": "300/= or 3% whichever is higher"
},
{
"Charge": "Group Member Passbook",
"Details": "Kshs. 100"
},
{
"Charge": "Group member registration fee (Annual)",
"Details": "Kshs. 500"
},
{
"Charge": "Loan Application & Credit Evaluation Fee (LACE) for Digital Loans and facilities with tenors below 12months",
"Details": "Upto 5%"
},
{
"Charge": "Loan Restructuring Fees",
"Details": "Upto 5%"
}
],
"Forex Denominated Loans": [
{
"Note": "*Forex denominated facilities are priced at Reference Rate* plus a Margin subject to a floor\nUSD - S.O.F.R, GBP - S.O.N.I.A, EURO - E.S.T.R"
}
]
}