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https://www.investopedia.com/terms/t/trader.asp | What Is a Trader, and What Do Traders Do? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## The Definition of a Trader
A trader is an individual who engages in the buying and selling of assets in any [financial market](https://www.investopedia.com/terms/f/financial-market.asp), either for themself or on behalf of another person or institution. The main difference between a trader and an [investor](https... | The Definition of a Trader
A trader is an individual who engages in the buying and selling of assets in any financial market, either for themself or on behalf of another person or institution. The main difference between a trader and an investor is the duration for which the person holds the asset. Investors te... | [
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https://www.investopedia.com/articles/personal-finance/120715/estate-taxes-who-pays-what-and-how-much.asp | Estate Taxes: Who Pays? And How Much? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Money or property you inherit may be subject to estate taxes and inheritance taxes, but it's not likely. Most estates are not rich enough to qualify for the federal [estate tax](https://www.investopedia.com/terms/e/estatetax.asp). The federal estate tax as of the 2023 tax year applies only on the value of an estate th... | Money or property you inherit may be subject to estate taxes and inheritance taxes, but it's not likely. Most estates are not rich enough to qualify for the federal estate tax. The federal estate tax as of the 2023 tax year applies only on the value of an estate that exceeds $12.92 million. In 2024, the exemption rise... | [
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https://www.investopedia.com/ask/answers/042415/what-are-differences-between-regressive-proportional-and-progressive-taxes.asp | Regressive vs. Proportional vs. Progressive Taxes: What's the Difference? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## Regressive vs. Proportional vs. Progressive Taxes: An Overview
Tax systems in the U.S. fall into three main categories: [Regressive](https://www.investopedia.com/terms/r/regressivetax.asp), [proportional](https://www.investopedia.com/terms/p/proportionaltax.asp), and [progressive](https://www.investopedia.com/ter... | Regressive vs. Proportional vs. Progressive Taxes: An Overview
Tax systems in the U.S. fall into three main categories: Regressive, proportional, and progressive. Regressive and progressive taxes impact high- and low-income earners differently, whereas proportional taxes do not. Property taxes are an example of... | [
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https://www.investopedia.com/the-santa-claus-rally-4779941 | The Santa Claus Rally | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## The Santa Claus Rally Defined
If there is such a rally, when does it occur?
There are two schools of thought about the timingof the [Santa Claus rally](https://www.investopedia.com/terms/s/santaclauseffect.asp) effect on the [Standard & Poor's (S&P) 500 Index](https://www.investopedia.com/articles/investing/... | The Santa Claus Rally Defined
If there is such a rally, when does it occur?
There are two schools of thought about the timing of the Santa Claus rally effect on the Standard & Poor's (S&P) 500 Index. The first suggests the Santa Claus rally occurs in the week leading up to and ending with Dec. 24, Christ... | [
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https://www.investopedia.com/financial-edge/0511/how-gas-prices-affect-the-economy.aspx | How Gas Prices Affect the Economy | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Volatile gas prices have taken center stage in the media as the national average for a gallon of regular gasoline has experienced wild price swings over the past few years.
In the past, geopolitical tensions, hurricane seasons, flooding in the Mississippi, and increased travel [demand](https://www.investopedia.co... | Volatile gas prices have taken center stage in the media as the national average for a gallon of regular gasoline has experienced wild price swings over the past few years.
In the past, geopolitical tensions, hurricane seasons, flooding in the Mississippi, and increased travel demand during the summer driving s... | [
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https://www.investopedia.com/spot-bitcoin-etfs-debut-more-than-usd4-6b-worth-trading-volume-grayscale-dominates-8425484 | Spot Bitcoin ETFs Debut: More Than $4.6B Worth Trading Volume, Grayscale Dominates | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Spot bitcoin ETFs had their first day of trading in the U.S. on Thursday.
* While there are currently 10 different spot bitcoin ETFs on the market, Grayscale's GBTC accounted for more than half of all of Thursday's trading volume for these financial products.
* According to one analyst, GBTC's cur... | Key Takeaways
Spot bitcoin ETFs had their first day of trading in the U.S. on Thursday.While there are currently 10 different spot bitcoin ETFs on the market, Grayscale's GBTC accounted for more than half of all of Thursday's trading volume for these financial products.According to one analyst, GBTC's current dominance... | [
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https://www.investopedia.com/terms/s/stockahead.asp | Stock Ahead: What It is, How It Works, Example | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What is Stock Ahead?
Stock ahead refers to a situation in which an order is placed, but not executed, because of a previously sent order involving the same price. Depending on the [exchange's](https://www.investopedia.com/terms/e/exchange.asp) priority rules, this can also happen when two bids or offers are made ... | What is Stock Ahead?
Stock ahead refers to a situation in which an order is placed, but not executed, because of a previously sent order involving the same price. Depending on the exchange's priority rules, this can also happen when two bids or offers are made with identical prices. The orders are placed in a q... | [
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https://www.investopedia.com/terms/r/requiredrateofreturn.asp | Required Rate of Return (RRR): Definition and Examples | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Required Rate of Return (RRR)?
The required [rate of return](https://www.investopedia.com/terms/r/rateofreturn.asp) (RRR) is the minimum return an investor will accept for owning a company's stock, as compensation for a given level of risk associated with holding the stock. The RRR is also used in corpora... | What Is Required Rate of Return (RRR)?
The required rate of return (RRR) is the minimum return an investor will accept for owning a company's stock, as compensation for a given level of risk associated with holding the stock. The RRR is also used in corporate finance to analyze the profitability of potential in... | [
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https://www.investopedia.com/the-express-podcast-episode-158-8362496 | The Geopolitical and Economic Impact of the War in Israel on the Middle East | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... |
**Subscribe Now**: [Apple Podcasts](https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197) / [Spotify](https://open.spotify.com/show/1TwnoxxgCIGK8mF7szI6j9) / [Google Podcasts](https://podcasts.google.com/search/The%20Investopedia%20Express%20with%20Caleb%20Silver) / [PlayerFM... |
Subscribe Now: Apple Podcasts / Spotify / Google Podcasts / PlayerFM
The attack on Israel came at a critical time in the Middle East as the country was forming new economic alliances with Saudi Arabia and other nations that would reshape the geopolitical landscape in the region. Professor Simon Mabon of L... | [
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"https://podcasts.google.com/search/The%20Investopedia%20Express%20with%2... |
https://www.investopedia.com/terms/a/averagereturn.asp | Average Return: Meaning, Calculations and Examples | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Average Return?
The average return is the simple mathematical average of a series of [returns](https://www.investopedia.com/terms/r/return.asp) generated over a specified period of time. An average return is calculated the same way that a simple average is calculated for any set of numbers. The numbers ar... | What Is Average Return?
The average return is the simple mathematical average of a series of returns generated over a specified period of time. An average return is calculated the same way that a simple average is calculated for any set of numbers. The numbers are added together into a single sum, then the sum ... | [
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https://www.investopedia.com/how-to-choose-a-bank-5183999 | How to Choose a Bank | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The three most important factors when choosing a bank for checking and savings accounts are the type of bank, the rates and fees it charges, and the extra features it offers. Different banks offer widely different levels of service, charge different levels of fees, and will pay you significantly different amounts of i... | The three most important factors when choosing a bank for checking and savings accounts are the type of bank, the rates and fees it charges, and the extra features it offers. Different banks offer widely different levels of service, charge different levels of fees, and will pay you significantly different amounts of i... | [
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https://www.investopedia.com/ftx-s-new-plan-could-see-almost-all-customers-get-back-more-than-they-lost-on-the-crypto-exchange-8645251 | FTX's New Plan Could Give 98% of Crypto Customers Back More Than They Lost | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* A new restructuring plan from the fallen FTX cryptocurrency exchange is expected to give 98% of its creditors more than 118% of allowed claims.
* The plan follows a previous offer in October 2023 that allowed investors access to 90% of their assets left on the bankrupt exchange.
* FTX founder and ... | Key Takeaways
A new restructuring plan from the fallen FTX cryptocurrency exchange is expected to give 98% of its creditors more than 118% of allowed claims.The plan follows a previous offer in October 2023 that allowed investors access to 90% of their assets left on the bankrupt exchange.FTX founder and CEO Sam Bankma... | [
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"https://www.investopedia.com/why-ftx-plan-to-refund-90-percent-of-recovered-assets-doesnt-add-up-to-90-percent-of-w... |
https://www.investopedia.com/mortgage-rates-edge-down-8602116 | Mortgage Rates Edge Down, Feb. 29, 2024 | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Rates on 30-year mortgages continue to waver below the peak they registered last week, with the flagship average dipping slightly Wednesday to 7.42%. Most other loan types saw rates hold steady or move just minimally.
Because rates vary widely across lenders, it's always smart to shop around for [your best mortga... | Rates on 30-year mortgages continue to waver below the peak they registered last week, with the flagship average dipping slightly Wednesday to 7.42%. Most other loan types saw rates hold steady or move just minimally.
Because rates vary widely across lenders, it's always smart to shop around for your best mortg... | [
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"https://www.investopedia.com/mortgage-rates-5094943"
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... |
https://www.investopedia.com/kucoin-execs-charged-with-bank-secrecy-act-and-unlicensed-money-transmission-offenses-8620502 | KuCoin, Execs Charged With Bank Secrecy Act and Unlicensed Money Transmission Offenses | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Cryptocurrency exchange KuCoin and two of its founders have been charged with violations of the Bank Secrecy Act.
* The exchange is accused of skirting U.S. regulations in an effort to quickly expand its user base.
* KuCoin is said to have received more than $5 billion and sent more than $4 billio... | Key Takeaways
Cryptocurrency exchange KuCoin and two of its founders have been charged with violations of the Bank Secrecy Act.The exchange is accused of skirting U.S. regulations in an effort to quickly expand its user base.KuCoin is said to have received more than $5 billion and sent more than $4 billion of suspiciou... | [
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https://www.investopedia.com/terms/g/guarantor.asp | What Is a Guarantor? Definition, Example, and Responsibilities | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Guarantor?
A guarantor is a financial term describing an individual who promises to pay a borrower's debt if the borrower defaults on their loan obligation. Guarantors [pledge their own assets](https://www.investopedia.com/terms/p/pledgedasset.asp) as collateral against the loans. On rare occasions, ind... | What Is a Guarantor?
A guarantor is a financial term describing an individual who promises to pay a borrower's debt if the borrower defaults on their loan obligation. Guarantors pledge their own assets as collateral against the loans. On rare occasions, individuals act as their own guarantors, by pledging their... | [
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https://www.investopedia.com/ask/answers/08/swiss-bank-account.asp | How to Open a Swiss Bank Account and Advantages in Having One | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The Swiss Banking Act of 1934 made it criminal for Swiss banks to disclose the name of an account holder. Similar to the confidentiality protections between doctors and patients or lawyers and their clients, these protections are the primary reason that Swiss bank accounts are so popular with wealthy banking customers... | The Swiss Banking Act of 1934 made it criminal for Swiss banks to disclose the name of an account holder. Similar to the confidentiality protections between doctors and patients or lawyers and their clients, these protections are the primary reason that Swiss bank accounts are so popular with wealthy banking customers... | [
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https://www.investopedia.com/terms/b/batting-average.asp | Batting Average: What it is, How it Works | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Batting Average?
The term batting average refers to a statistical technique used to measure an investment manager's ability to meet or beat an [index](https://www.investopedia.com/terms/i/index.asp). The higher the batting average, the better. The highest number possible average would be 100% while the lo... | What Is Batting Average?
The term batting average refers to a statistical technique used to measure an investment manager's ability to meet or beat an index. The higher the batting average, the better. The highest number possible average would be 100% while the lowest is 0%. The term comes from baseball where p... | [
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https://www.investopedia.com/ask/answers/111915/does-netspend-work-paypal.asp | Does Netspend Work With PayPal? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | There are 325 million active PayPal account holders who use the service online, through the app, or on their mobile devices. To simplify use, PayPal also has partnered with different payment companies around the world, including Netspend.
A PayPal account can be linked to a [Netspend](https://www.investopedia.com... | There are 325 million active PayPal account holders who use the service online, through the app, or on their mobile devices. To simplify use, PayPal also has partnered with different payment companies around the world, including Netspend.
A PayPal account can be linked to a Netspend account and its prepaid card... | [
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],
[
"Netspend Reload Network locations",
"https://www.investopedia.com/ask/answers/111915/where-can-you-buy-netspend-reload... |
https://www.investopedia.com/terms/r/retirement-planning.asp | What Is Retirement Planning? Steps, Stages, and What to Consider | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Retirement Planning?
Creating a retirement plan begins with determining your long-term financial goals and tolerance for risk, and then starting to take action to reach those goals. The process can begin any time during your working years, but the earlier the better.
The process of creating a retirem... | What Is Retirement Planning?
Creating a retirement plan begins with determining your long-term financial goals and tolerance for risk, and then starting to take action to reach those goals. The process can begin any time during your working years, but the earlier the better.
The process of creating a ret... | [
[
"Canada",
"https://www.investopedia.com/articles/retirement/11/difference-retiring-canada-america.asp"
],
[
"amount you need to retire comfortably",
"https://www.investopedia.com/articles/personal-finance/112915/how-much-money-do-you-need-retire-56.asp"
],
[
"steps that apply to almost... |
https://www.investopedia.com/credit-card-debt-has-made-a-huge-comeback-8382621 | Credit Card Debt Has Made a Huge Comeback | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Credit card debt surged in 2022, with debt per cardholder hitting pre-pandemic levels, a government report found.
* Pandemic-era relief programs helped borrowers repay debt, and their expiration in 2022 made them go more into debt to cover their expenses.
* These borrowers may be especially hurt b... | Key Takeaways
Credit card debt surged in 2022, with debt per cardholder hitting pre-pandemic levels, a government report found.Pandemic-era relief programs helped borrowers repay debt, and their expiration in 2022 made them go more into debt to cover their expenses.These borrowers may be especially hurt by today's high... | [
[
"card debt",
"https://www.investopedia.com/articles/pf/07/cut-credit-debt.asp"
],
[
"interest and fees",
"https://www.investopedia.com/how-do-credit-card-payments-work-5069924"
],
[
"rising interest rates on credit cards",
"https://www.investopedia.com/average-credit-card-interest-... |
https://www.investopedia.com/apple-q2-fy-2024-earnings-preview-what-you-need-to-know-8636823 | What You Need To Know Ahead of Apple's Earnings Report | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | *UPDATE—May 2, 2024: This article has been updated to reflect more recent share price information.*
### Key Takeaways
* Apple is set to report earnings for its fiscal second quarter of 2024 on Thursday after the closing bell.
* Analysts expect the iPhone maker to report that revenue and earnings declined from th... | UPDATE—May 2, 2024: This article has been updated to reflect more recent share price information.
Key Takeaways
Apple is set to report earnings for its fiscal second quarter of 2024 on Thursday after the closing bell.Analysts expect the iPhone maker to report that revenue and earnings declined from the year-ago ... | [
[
"AAPL",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol=AAPL"
],
[
"artificial intelligence (AI)",
"https://www.investopedia.com/terms/a/artificial-intelligence-ai.asp"
],
[
"earnings per share (EPS)",
"https://www.investopedia.com/terms/e/eps.asp"
],
[
"rising c... |
https://www.investopedia.com/top-mid-cap-financials-5235297 | Top Mid-Cap Financials | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | When investors are asked to think of the U.S. [financial sector](https://www.investopedia.com/terms/f/financial_sector.asp), the largest names such as JPMorgan Chase & Co. ([JPM](https://www.investopedia.com/markets/quote?tvwidgetsymbol=jpm)), the Goldman Sachs Group, Inc. ([GS](https://www.investopedia.com/markets/qu... | When investors are asked to think of the U.S. financial sector, the largest names such as JPMorgan Chase & Co. (JPM), the Goldman Sachs Group, Inc. (GS), Bank of America Corporation (BAC), and Citigroup Inc. (C), will often be the types of companies that automatically spring to mind. What is usually further down on th... | [
[
"financial sector",
"https://www.investopedia.com/terms/f/financial_sector.asp"
],
[
"JPM",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol=jpm"
],
[
"GS",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol=gs"
],
[
"BAC",
"https://www.investopedia.co... |
https://www.investopedia.com/ask/answers/081114/how-does-warren-buffett-choose-what-companies-buy.asp | How Does Warren Buffett Choose His Stocks? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Fellow investors have long praised—and envied—[Warren Buffett's](https://www.investopedia.com/articles/financial-theory/08/buffetts-road-to-riches.asp) seemingly uncanny ability to pick stocks. By steadfastly following certain investing principles, he has amassed a net worth estimated at $118 billion. So what exactly ... | Fellow investors have long praised—and envied—Warren Buffett's seemingly uncanny ability to pick stocks. By steadfastly following certain investing principles, he has amassed a net worth estimated at $118 billion. So what exactly does he look for in a stock? Here are some clues.
Key Takeaways
In picking stocks, ... | [
[
"Warren Buffett's",
"https://www.investopedia.com/articles/financial-theory/08/buffetts-road-to-riches.asp"
],
[
"Warren Buffett",
"https://www.investopedia.com/thmb/m_qnrSzTp1DU4tspqc0aldl0zHY=/1500x0/filters:no_upscale("
],
[
"value investing",
"https://www.investopedia.com/terms... |
https://www.investopedia.com/terms/i/international-beta.asp | International Beta: Meaning, Formula, FAQs | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is International Beta?
International beta (also known as "global beta") is a measure of the [systematic risk](https://www.investopedia.com/terms/s/systematicrisk.asp) or volatility of a stock or portfolio in relation to a global market, rather than a domestic market.
### Key Takeaways
* International b... | What Is International Beta?
International beta (also known as "global beta") is a measure of the systematic risk or volatility of a stock or portfolio in relation to a global market, rather than a domestic market.
Key Takeaways
International beta qualifies the systematic risk of a stock or portfolio in re... | [
[
"systematic risk",
"https://www.investopedia.com/terms/s/systematicrisk.asp"
],
[
"capital asset pricing model",
"https://www.investopedia.com/terms/c/capm.asp"
],
[
"beta",
"https://www.investopedia.com/terms/b/beta.asp"
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[
"Morgan Stanley World Index",
"https://www.... |
https://www.investopedia.com/terms/d/dualclassstock.asp | Dual Class Stock: Definition, Structure, and Controversy | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Dual Class Stock?
A dual class stock is when a company issues two [share classes](https://www.investopedia.com/terms/s/share_class.asp). A dual class stock structure can consist of [Class A](https://www.investopedia.com/terms/c/classashares.asp) and [Class B](https://www.investopedia.com/terms/c/classbs... | What Is a Dual Class Stock?
A dual class stock is when a company issues two share classes. A dual class stock structure can consist of Class A and Class B shares, for example. These shares can differ in terms of voting rights and dividend payments.
When multiple share classes of stock are issued, typical... | [
[
"share classes",
"https://www.investopedia.com/terms/s/share_class.asp"
],
[
"Class A",
"https://www.investopedia.com/terms/c/classashares.asp"
],
[
"Class B",
"https://www.investopedia.com/terms/c/classbshares.asp"
],
[
"dividend",
"https://www.investopedia.com/terms/d... |
https://www.investopedia.com/the-express-podcast-episode-170-8426884 | Big Deals, Little Deals, and No Deals for Investors as the Year Begins | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... |
**Subscribe Now**: [Apple Podcasts](https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197) / [Spotify](https://open.spotify.com/show/1TwnoxxgCIGK8mF7szI6j9) / [Google Podcasts](https://podcasts.google.com/search/The%20Investopedia%20Express%20with%20Caleb%20Silver) / [PlayerFM... |
Subscribe Now: Apple Podcasts / Spotify / Google Podcasts / PlayerFM
Sam Ro, the author of "TKer," comes back aboard to help us discern what we should be paying attention to, and what we should be ignoring as investors to start the year. From the approval of spot Bitcoin ETFs to the Fed's pivot, the outcr... | [
[
"Apple Podcasts",
"https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197"
],
[
"Spotify",
"https://open.spotify.com/show/1TwnoxxgCIGK8mF7szI6j9"
],
[
"Google Podcasts",
"https://podcasts.google.com/search/The%20Investopedia%20Express%20with%2... |
https://www.investopedia.com/articles/active-trading/090215/analyzing-5-most-liquid-commodity-futures.asp | Analyzing the 5 Most Liquid Commodity Futures | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Commodity traders thrive in highly liquid markets that provide easy access to the world's most popular futures contracts. Lower [bid/ask spreads](https://www.investopedia.com/terms/b/bid-askspread.asp) in these venues reduce [slippage](https://www.investopedia.com/terms/s/slippage.asp) during entry and exit, thereby i... | Commodity traders thrive in highly liquid markets that provide easy access to the world's most popular futures contracts. Lower bid/ask spreads in these venues reduce slippage during entry and exit, thereby increasing profit potential. Meanwhile, less erratic price action supports short-term intraday and swing trading... | [
[
"bid/ask spreads",
"https://www.investopedia.com/terms/b/bid-askspread.asp"
],
[
"slippage",
"https://www.investopedia.com/terms/s/slippage.asp"
],
[
"market timing",
"https://www.investopedia.com/terms/m/markettiming.asp"
],
[
"financial futures",
"https://www.investop... |
https://www.investopedia.com/articles/markets/080916/capm-vs-arbitrage-pricing-theory-how-they-differ.asp | CAPM vs. Arbitrage Pricing Theory: What's the Difference? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## CAPM vs. Arbitrage Pricing Theory: An Overview
In the 1960s, Jack Treynor, William F. Sharpe, John Lintner, and Jan Mossin developed the [capital asset pricing model](https://www.investopedia.com/terms/c/capm.asp) (CAPM) to determine the theoretical appropriate rate that an asset should return given the level of ... | CAPM vs. Arbitrage Pricing Theory: An Overview
In the 1960s, Jack Treynor, William F. Sharpe, John Lintner, and Jan Mossin developed the capital asset pricing model (CAPM) to determine the theoretical appropriate rate that an asset should return given the level of risk assumed. Thereafter, in 1976, economist ... | [
[
"capital asset pricing model",
"https://www.investopedia.com/terms/c/capm.asp"
],
[
"arbitrage pricing theory",
"https://www.investopedia.com/terms/a/apt.asp"
],
[
"portfolio",
"https://www.investopedia.com/terms/p/portfolio.asp"
],
[
"systematic risk",
"https://www.inv... |
https://www.investopedia.com/articles/active-trading/093014/penny-stocks-options-and-trading-margin.asp | Penny Stocks, Options and Trading on Margin | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | At its best, investing in [penny stocks](https://www.investopedia.com/terms/p/pennystock.asp) can be an exciting, lucrative endeavor. In most cases, a good strategy is to maximize the [leverage](https://www.investopedia.com/terms/l/leverage.asp) of the invested capital by buying as many shares as possible. A move of o... | At its best, investing in penny stocks can be an exciting, lucrative endeavor. In most cases, a good strategy is to maximize the leverage of the invested capital by buying as many shares as possible. A move of only a few pennies when multiplied by a large position can equal a substantial gain in a relatively short per... | [
[
"penny stocks",
"https://www.investopedia.com/terms/p/pennystock.asp"
],
[
"leverage",
"https://www.investopedia.com/terms/l/leverage.asp"
],
[
"options",
"https://www.investopedia.com/options-basics-tutorial-4583012"
],
[
"small-cap",
"https://www.investopedia.com/term... |
https://www.investopedia.com/urban-outfitters-stock-falls-after-jefferies-downgrade-as-retailer-foot-traffic-slows-8634973 | Urban Outfitters Stock Falls After Jefferies Downgrade as Retailer's Foot Traffic Slows | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Urban Outfitters shares decline after Jefferies warned about slowing foot traffic at the clothing and shoe retailer.
* Jefferies cut its rating on the stock to Underperform from Hold, and reduced the price target by $10 to $32.
* Analyst Corey Tarlowe said along with declining foot traffic, Urban ... | Key Takeaways
Urban Outfitters shares decline after Jefferies warned about slowing foot traffic at the clothing and shoe retailer.Jefferies cut its rating on the stock to Underperform from Hold, and reduced the price target by $10 to $32.Analyst Corey Tarlowe said along with declining foot traffic, Urban Outfitters fac... | [
[
"URBN",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol=URBN"
],
[
"downgrade",
"https://www.investopedia.com/terms/d/downgrade.asp"
],
[
"increased foot traffic at the stores of rival Gap",
"https://www.investopedia.com/gap-shares-gain-on-q4-earnings-beat-boosted-by-nam... |
https://www.investopedia.com/lendingclub-savings-account-interest-rates-7500507 | LendingClub Savings Account Interest Rates: May 2024 | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## LendingClub Savings Account Interest Rates
Although LendingClub is primarily known for its personal loans, the company has expanded its offerings to include other banking products, including checking and savings accounts. It now has two high-yield savings account options that offer much higher-than-average annual... | LendingClub Savings Account Interest Rates
Although LendingClub is primarily known for its personal loans, the company has expanded its offerings to include other banking products, including checking and savings accounts. It now has two high-yield savings account options that offer much higher-than-average annu... | [
[
"best high-yield savings account rates",
"https://www.investopedia.com/best-high-yield-savings-accounts-4770633"
],
[
"withdrawal limits",
"https://www.investopedia.com/faq-what-are-the-withdrawal-limits-for-savings-accounts-4589981"
],
[
"annual percentage yield (APY)",
"https://w... |
https://www.investopedia.com/terms/c/commoditypool.asp | Commodity Pool | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Commodity Pool?
A commodity pool is a private investment structure that combines investor contributions to trade the [futures](https://www.investopedia.com/terms/f/futures.asp) and [commodities](https://www.investopedia.com/terms/c/commodity.asp) markets. The commodity pool, or fund, is used as a single... | What Is a Commodity Pool?
A commodity pool is a private investment structure that combines investor contributions to trade the futures and commodities markets. The commodity pool, or fund, is used as a single entity to gain leverage in trading, in the hopes of maximizing profit potential. The title "commodity p... | [
[
"futures",
"https://www.investopedia.com/terms/f/futures.asp"
],
[
"commodities",
"https://www.investopedia.com/terms/c/commodity.asp"
],
[
"leverage",
"https://www.investopedia.com/terms/l/leverage.asp"
],
[
"National Futures Association (NFA)",
"https://www.investoped... |
https://www.investopedia.com/articles/personal-finance/090715/8-best-cloud-storage-solutions-small-business.asp | 8 Best Cloud Storage Solutions for Small Business | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | These days, small businesses increasingly need access to their data on the go, with no overhead for storage maintenance and no hardware maintenance costs. [Cloud storage](https://www.investopedia.com/terms/c/cloud-computing.asp) provides an efficient solution and is rapidly gaining in popularity. This article explores... | These days, small businesses increasingly need access to their data on the go, with no overhead for storage maintenance and no hardware maintenance costs. Cloud storage provides an efficient solution and is rapidly gaining in popularity. This article explores the cloud-hosting concept and looks at some top cloud-hosti... | [
[
"Cloud storage",
"https://www.investopedia.com/terms/c/cloud-computing.asp"
],
[
"cloud computing",
"https://www.investopedia.com/terms/c/cloud-storage.asp"
],
[
"AMZN",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol=amzn"
],
[
"MSFT",
"https://www.investope... |
https://www.investopedia.com/pce-inflation-march-2024-preview-8637247 | What To Expect From Friday's Closely Watched Report On Inflation | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Economists expect the Federal Reserve's preferred measure of inflation remained stubborn in March.
* The Personal Consumption Expenditures index will likely follow its counterpart inflation measures, but the details could make the Federal Reserve's job of parsing the data more difficult.
* Inflati... | Key Takeaways
Economists expect the Federal Reserve's preferred measure of inflation remained stubborn in March.The Personal Consumption Expenditures index will likely follow its counterpart inflation measures, but the details could make the Federal Reserve's job of parsing the data more difficult.Inflation has run hot... | [
[
"Personal Consumption Expenditures (PCE)",
"https://www.investopedia.com/terms/p/pce.asp"
],
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"reported in February",
"https://www.investopedia.com/feds-favorite-inflation-gauge-sent-mixed-signals-in-february-8622078"
],
[
"monetary policy",
"https://www.investopedia.com/monetary-... |
https://www.investopedia.com/covered-call-etfs-7975323 | Covered Call ETFs: How They Can Help Enhance Investment Returns | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Selling covered calls is a classic options strategy for investors who want steady income from their investments with some protection against risk. One drawback of this strategy is the effort and capital required to buy enough shares to cover the options you sell and then sell the options. Covered call [exchange-traded... | Selling covered calls is a classic options strategy for investors who want steady income from their investments with some protection against risk. One drawback of this strategy is the effort and capital required to buy enough shares to cover the options you sell and then sell the options. Covered call exchange-traded ... | [
[
"exchange-traded funds (ETFs)",
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],
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"https://www.investopedia.com/articles/optioninvestor/08/covered-call.asp"
],
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"shares",
"https://www.investopedia.com/terms/s/shares.asp"
],
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"call options",
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https://www.investopedia.com/learn-how-to-trade-the-market-in-5-steps-4692230 | How To Trade Stocks: Six Steps To Get Started | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Trading stocks can be a fascinating and lucrative way to grow your wealth. However, the stock market can be daunting for beginners, especially with the complex strategies, platforms, and tools available. New traders enter the market daily, but many fail to achieve their full potential because of a lack of knowledge, p... | Trading stocks can be a fascinating and lucrative way to grow your wealth. However, the stock market can be daunting for beginners, especially with the complex strategies, platforms, and tools available. New traders enter the market daily, but many fail to achieve their full potential because of a lack of knowledge, p... | [
[
"How to Trade Stocks",
"https://www.investopedia.com/thmb/nBjXxYV5LxgUevvn5GYRBDj188Y=/1500x0/filters:no_upscale("
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"Level 2 quotes",
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https://www.investopedia.com/terms/c/commodity.asp | What Are Commodities and Understanding Their Role in the Stock Market | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are Commodities?
Commodities are raw materials used to manufacture consumer products. They are inputs in the production of other goods and services, rather than finished goods sold to consumers.
In commerce, commodities are basic resources that are interchangeable with other goods of the same type. The ... | What Are Commodities?
Commodities are raw materials used to manufacture consumer products. They are inputs in the production of other goods and services, rather than finished goods sold to consumers.
In commerce, commodities are basic resources that are interchangeable with other goods of the same type. ... | [
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https://www.investopedia.com/terms/s/statutory-reserves.asp | Statutory Reserves: Definition and Examples | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are Statutory Reserves?
Statutory reserves are the funds that state insurance [regulators](https://www.investopedia.com/articles/economics/09/financial-regulatory-body.asp) require the insurance companies operating in their state to maintain at any given time. The purpose of statutory reserves is to help ens... | What Are Statutory Reserves?
Statutory reserves are the funds that state insurance regulators require the insurance companies operating in their state to maintain at any given time. The purpose of statutory reserves is to help ensure that insurance companies have adequate liquidity available to honor all of the... | [
[
"regulators",
"https://www.investopedia.com/articles/economics/09/financial-regulatory-body.asp"
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https://www.investopedia.com/ask/answers/051915/what-trade-volume-index-tvi-formula-and-how-it-calculated.asp | Trade Volume Index: Meaning, Formula, Calculation | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is the Trade Volume Index (TVI)?
The [trade volume index (TVI)](https://www.investopedia.com/terms/t/tradevolumeindex.asp) measures the amount of money flowing in and out of a security or the market. The TVI depends on the direction of the security and whether securities are accumulated or distributed. The T... | What Is the Trade Volume Index (TVI)?
The trade volume index (TVI) measures the amount of money flowing in and out of a security or the market. The TVI depends on the direction of the security and whether securities are accumulated or distributed. The TVI generally uses a security's intraday price data.
... | [
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https://www.investopedia.com/articles/investing/060215/how-mutual-funds-are-taxed-us.asp | How Capital Gains from Mutual Funds Are Taxed in the U.S. | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | If you own [mutual funds](https://www.investopedia.com/terms/m/mutualfund.asp) that are not in a tax-free account, filling out [1040](https://www.investopedia.com/terms/1/1040.asp) can seem daunting. Sometimes there is an intimidating array of rules and calculations on the forms. As it happens, though, there’s a numbe... | If you own mutual funds that are not in a tax-free account, filling out 1040 can seem daunting. Sometimes there is an intimidating array of rules and calculations on the forms. As it happens, though, there’s a number of ways to make your mutual funds investing tax-efficient.
Key Takeaways
Stock funds are taxed a... | [
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https://www.investopedia.com/401k-is-not-performing-5323832 | What if My 401(k) Isn't Performing? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A 401(k) can be an important tool for creating retirement wealth. These defined contribution plans can be funded by elective salary deferrals and employer matching contributions, both of which enjoy tax-deferred growth. When you're ready to retire, those savings may be one of your main streams of income. But what do y... | A 401(k) can be an important tool for creating retirement wealth. These defined contribution plans can be funded by elective salary deferrals and employer matching contributions, both of which enjoy tax-deferred growth. When you're ready to retire, those savings may be one of your main streams of income. But what do y... | [
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]... |
https://www.investopedia.com/mortgage-rates-drop-for-almost-every-loan-type-8625187 | Mortgage Rates April 5, 2024: Almost Every Loan Type Saw a Decline | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The 30-year new purchase mortgage average dipped for a second day Thursday, falling to 7.23%. It was a day of declines across virtually all new purchase and refi [mortgage rates](https://www.investopedia.com/mortgage-rates-5094943), minus a few averages that held steady. Among the declines, jumbo 30-year rates fell ba... | The 30-year new purchase mortgage average dipped for a second day Thursday, falling to 7.23%. It was a day of declines across virtually all new purchase and refi mortgage rates, minus a few averages that held steady. Among the declines, jumbo 30-year rates fell back under 7%.
National Average... | [
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https://www.investopedia.com/terms/d/debtequityswap.asp | What Is a Debt/Equity Swap? How It Works and Who Benefits | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Debt/Equity Swap?
A debt/equity swap is a transaction in which the obligations or debts of a company or individual are exchanged for something of value, namely, equity. In the case of a publicly-traded company, this generally entails an exchange of bonds for stock. The value of the stocks and bonds bein... | What Is a Debt/Equity Swap?
A debt/equity swap is a transaction in which the obligations or debts of a company or individual are exchanged for something of value, namely, equity. In the case of a publicly-traded company, this generally entails an exchange of bonds for stock. The value of the stocks and bonds be... | [
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https://www.investopedia.com/terms/j/john_bogle.asp | Who Was John Bogle? Vanguard Founder, Father of Indexing | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | John Bogle was the founder of the [Vanguard Group](https://www.investopedia.com/articles/investing/111715/how-vanguard-index-funds-work.asp) and a major proponent of [index investing](https://www.investopedia.com/terms/i/index-investing.asp). Commonly referred to as "Jack," Bogle revolutionized the mutual fund world b... | John Bogle was the founder of the Vanguard Group and a major proponent of index investing. Commonly referred to as "Jack," Bogle revolutionized the mutual fund world by creating index investing, which allows investors to buy mutual funds that track the broader market. He did this with the overall intent to make invest... | [
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"John Bogle",
"https://www.investopedia.com/thmb/ULIMSo4QURB59d31YWCKlxcVmqo=/1500x0/... |
https://www.investopedia.com/is-my-401-k-safe-from-hackers-5323891 | Is My 401(k) Safe from Hackers? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Imagine somebody accessing your [401(k)](https://www.investopedia.com/terms/1/401kplan.asp)account, editing your details, and then calling your retirement plan’s call center pretending to be you in order to transfer hundreds of thousands of dollars of your pension funds into their own bank account. This chain of event... | Imagine somebody accessing your 401(k) account, editing your details, and then calling your retirement plan’s call center pretending to be you in order to transfer hundreds of thousands of dollars of your pension funds into their own bank account. This chain of events, as improbable as it might sound, isn’t fiction. I... | [
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"https://www.investopedia.com/terms/1/401kplan.asp"
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"https://www.investopedia.com/could-company-steal-401k-funds-5409265"
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"https://www.investopedia.com/how-blockchain-can-change-401-k-5324830"
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https://www.investopedia.com/terms/t/trust.asp | What Is a Legal Trust? Common Purposes, Types, and Structures | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Trust?
A trust is a legal entity with separate and distinct rights, similar to a person or corporation. In a trust, a party known as a trustor gives another party, the trustee, the right to hold title to and manage property or assets for the benefit of a third party, the beneficiary.
Trusts can be ... | What Is a Trust?
A trust is a legal entity with separate and distinct rights, similar to a person or corporation. In a trust, a party known as a trustor gives another party, the trustee, the right to hold title to and manage property or assets for the benefit of a third party, the beneficiary.
Trusts can... | [
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https://www.investopedia.com/ask/answers/012815/how-does-short-selling-help-market-and-investors.asp | How Does Short Selling Help the Market and Investors? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Short selling has long been a controversial practice. It involves selling borrowed shares in the hopes of repurchasing them later at a lower price and profiting from the decline. Critics argue short selling destabilizes markets, enables manipulative bear raids, and should be strictly limited. However, proponents argue... | Short selling has long been a controversial practice. It involves selling borrowed shares in the hopes of repurchasing them later at a lower price and profiting from the decline. Critics argue short selling destabilizes markets, enables manipulative bear raids, and should be strictly limited. However, proponents argue... | [
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... |
https://www.investopedia.com/gold-price-may-14-rate-climbs-as-fed-chair-powell-calls-for-patience-on-rate-cuts-8648316 | Gold Price on May 14: Rate Climbs as Fed Chair Powell Calls for ‘Patience’ on Rate Cuts | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* The spot price of gold rose Tuesday as a report showed wholesale inflation rose more than expected in April and Federal Reserve Chair Jerome Powell called for "patience" on interest rate cuts.
* While the April Producer Price Index (PPI) was up more than economists had anticipated, the Labor Depar... | Key Takeaways
The spot price of gold rose Tuesday as a report showed wholesale inflation rose more than expected in April and Federal Reserve Chair Jerome Powell called for "patience" on interest rate cuts. While the April Producer Price Index (PPI) was up more than economists had anticipated, the Labor Department revi... | [
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"https://www.investopedia.com/te... |
https://www.investopedia.com/terms/q/quid.asp | What Is a Quid? History of the British Pound Sterling (GBP) | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Quid?
"Quid" is a slang expression for the British pound sterling, or the [British pound (GBP)](https://www.investopedia.com/terms/g/gbp.asp), the currency of the United Kingdom (U.K.). A quid equals 100 pence, and the nickname may stem from the Latin phrase “quid pro quo,” which translates as "somethin... | What Is a Quid?
"Quid" is a slang expression for the British pound sterling, or the British pound (GBP), the currency of the United Kingdom (U.K.). A quid equals 100 pence, and the nickname may stem from the Latin phrase “quid pro quo,” which translates as "something for something."
Key Takeaways
"Quid" i... | [
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https://www.investopedia.com/terms/o/origination.asp | Origination: Definition in Finance, Loan Process, and Requirements | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Origination?
Origination is the multi-step process that every individual must go through to obtain a mortgage or home loan. The term also applies to other types of amortized personal loans. Origination is often a lengthy process that is overseen by the [Federal Deposit Insurance Corporation (FDIC)](https:... | What Is Origination?
Origination is the multi-step process that every individual must go through to obtain a mortgage or home loan. The term also applies to other types of amortized personal loans. Origination is often a lengthy process that is overseen by the Federal Deposit Insurance Corporation (FDIC) for co... | [
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https://www.investopedia.com/articles/active-trading/102313/why-forward-contracts-are-foundation-all-derivatives.asp | Forward Contracts: The Foundation of All Derivatives | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The most complex types of investment products often fall under the broad category of [derivative](https://www.investopedia.com/terms/d/derivative.asp) securities. For most investors, the derivative instrument concept is hard to understand. However, since derivatives are typically used by governmental agencies, banking... | The most complex types of investment products often fall under the broad category of derivative securities. For most investors, the derivative instrument concept is hard to understand. However, since derivatives are typically used by governmental agencies, banking institutions, asset management firms, and other types ... | [
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https://www.investopedia.com/best-invest-traditional-and-roth-ira-5219965 | How to Invest in Both a Traditional and a Roth IRA | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | When it comes to saving for retirement, [Roth IRAs](https://www.investopedia.com/terms/r/rothira.asp) and [traditional IRAs](https://www.investopedia.com/terms/t/traditionalira.asp) are some of the most popular ways to go about it. Though both individual retirement account options are different in their own right, the... | When it comes to saving for retirement, Roth IRAs and traditional IRAs are some of the most popular ways to go about it. Though both individual retirement account options are different in their own right, the decision of which one to utilize isn’t binary. With enough planning on how to leverage both types of plans, yo... | [
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https://www.investopedia.com/5-things-to-know-before-the-stock-market-opens-may-17-2024-8649572 | 5 Things to Know Before the Stock Market Opens | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | China rolls out its strongest measures so far to fix its broken housing market, unveiling plans to buy up unsold homes and loosen mortgages; shares of Reddit ([RDDT](https://www.investopedia.com/markets/quote?tvwidgetsymbol=rddt)) are soaring after the social-media platform agreed to share its content with OpenAI; Boe... | China rolls out its strongest measures so far to fix its broken housing market, unveiling plans to buy up unsold homes and loosen mortgages; shares of Reddit (RDDT) are soaring after the social-media platform agreed to share its content with OpenAI; Boeing (BA) holds its annual meeting of shareholders today, with outg... | [
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https://www.investopedia.com/how-to-talk-to-kids-about-money-8646557 | How To Talk To Kids About Money—And Why You Should Do So Early | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | If you're like most parents, you want your kids to grow up to be financially secure. However, you might find it challenging to start the conversations about money that lead to a solid foundation for future success.
According to a 2020 T. Rowe Price survey, 41% of parents experience some anxiety discussing financi... | If you're like most parents, you want your kids to grow up to be financially secure. However, you might find it challenging to start the conversations about money that lead to a solid foundation for future success.
According to a 2020 T. Rowe Price survey, 41% of parents experience some anxiety discussing finan... | [
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https://www.investopedia.com/hiring-a-financial-counselor-5213566 | Guide to Hiring a Financial Counselor | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Financial counselors help individuals and families [develop financial literacy skills and establish good financial habits](https://www.investopedia.com/guide-to-financial-literacy-4800530). They offer a broad range of services and might help you tackle an immediate financial crisis, build savings, manage student loans... | Financial counselors help individuals and families develop financial literacy skills and establish good financial habits. They offer a broad range of services and might help you tackle an immediate financial crisis, build savings, manage student loans, pay down debt, and refer you to a different type of financial prof... | [
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"develop financial literacy skills and establish good financial habits",
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"budgeting",
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https://www.investopedia.com/dow-jones-today-05212024-8651613 | Markets News, May 21, 2024: S&P 500 Inches Up to Record Close; Ether Soars on ETF Hopes | <div class="loc article-content"><div class="comp article__primary-video-container--jw mntl-block" id="article__primary-video-container--jw_1-0"></div>
<div class="comp liveblog mntl-block" id="liveblog_1-0"><div class="comp mntl-block article-content__description" id="mntl-block_12-0"><p class="comp mntl-sc-block fina... |
U.S. stocks ticked up on Tuesday, as investors [awaited quarterly results](https://www.investopedia.com/nvidia-q1-fy-2025-earnings-preview-8643286) Wednesday from AI darling Nvidia ([NVDA](https://www.investopedia.com/markets/quote?tvwidgetsymbol=NVDA)) and the closely scrutinized minutes of the Federal Reserve's [Ma... |
U.S. stocks ticked up on Tuesday, as investors awaited quarterly results Wednesday from AI darling Nvidia (NVDA) and the closely scrutinized minutes of the Federal Reserve's May meeting.
The Nasdaq Composite and the Dow Jones Industrial Average both rose 0.2% on Tuesday, while the S&P 500 crept up 0.3% to close a... | [
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https://www.investopedia.com/the-ipo-market-is-getting-weird-and-weve-been-here-before-5094348 | The IPO Market Is Getting Weird, and We've Been Here Before | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A technology stock completes its [initial public offering](https://www.investopedia.com/terms/i/ipo.asp) (IPO), and the founders are stunned watching the shares shoot up in value in trading far beyond the initial offering price. What year does the event described belong to? A year ago, many of us would have placed it ... | A technology stock completes its initial public offering (IPO), and the founders are stunned watching the shares shoot up in value in trading far beyond the initial offering price. What year does the event described belong to? A year ago, many of us would have placed it somewhere in the late 1990s. However, it seems l... | [
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"initial public offering",
"https://www.investopedia.com/terms/i/ipo.asp"
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https://www.investopedia.com/articles/basics/11/3-s-simple-investing.asp | Investing: An Introduction | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The investment landscape can be extremely dynamic and ever-evolving. But those who take the time to understand the basic principles and the different asset classes stand to gain significantly over the long haul.
The first step is learning to distinguish different types of investments and what rung each occupies o... | The investment landscape can be extremely dynamic and ever-evolving. But those who take the time to understand the basic principles and the different asset classes stand to gain significantly over the long haul.
The first step is learning to distinguish different types of investments and what rung each occupies... | [
[
"beginners",
"https://www.investopedia.com/10-investing-concepts-beginners-need-to-learn-5219500"
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"Investment risk ladder image showing the types of investments on a scale of least risky to most risky",
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https://www.investopedia.com/articles/financial-theory/08/peer-to-peer-lending.asp | Peer-to-Peer Lending Breaks Down Financial Borders | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | [Peer-to-peer (P2P) lending](https://www.investopedia.com/terms/p/peer-to-peer-lending.asp), also known as "social lending," lets individuals lend and borrow money directly from each other. Just as eBay removes the middleman between buyers and sellers, [P2P lending companies](https://www.investopedia.com/articles/inve... | Peer-to-peer (P2P) lending, also known as "social lending," lets individuals lend and borrow money directly from each other. Just as eBay removes the middleman between buyers and sellers, P2P lending companies such as Prosper eliminate financial intermediaries like banks and credit unions.
P2P lending boosts re... | [
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"Peer-to-peer (P2P) lending",
"https://www.investopedia.com/terms/p/peer-to-peer-lending.asp"
],
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"P2P lending companies",
"https://www.investopedia.com/articles/investing/092315/7-best-peertopeer-lending-websites.asp"
],
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"interest rates",
"https://www.investopedia.com/terms/i/i... |
https://www.investopedia.com/titan-review-2023-7963419 | Titan Review 2024 | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="24" data-sc-ad-track-spacing="100" data-sc-breakpoint="50em" data-sc-content-positions="[300,600,900,1200,1500,1800,2100]" data-sc-load-immediate="1" data-sc-max-track-height="600" data-sc-min-track-... | ## Our Take
Robo-investing is typically a process where you answer some risk tolerance, age, and income questions to determine a model portfolio that is invested in funds and periodically rebalanced. While Titan offers this service, the company does more than that. Titan offers its investors access to more actively ... | Our Take
Robo-investing is typically a process where you answer some risk tolerance, age, and income questions to determine a model portfolio that is invested in funds and periodically rebalanced. While Titan offers this service, the company does more than that. Titan offers its investors access to more activel... | [
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"https://www.investopedia.com/investopedias-2023-robo-advisor-consumer-survey-8303191"
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"environmental... |
https://www.investopedia.com/articles/investing/032516/how-use-benchmark-evaluate-portfolio.asp | How to Use Benchmarks in Investing | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A benchmark is a standard or measure that can be used to analyze the allocation, risk, and return of a given portfolio. Individual funds and investment portfolios will generally have established [benchmarks](https://www.investopedia.com/terms/b/benchmark.asp) for standard analysis. A variety of benchmarks can also be ... | A benchmark is a standard or measure that can be used to analyze the allocation, risk, and return of a given portfolio. Individual funds and investment portfolios will generally have established benchmarks for standard analysis. A variety of benchmarks can also be used to understand how a portfolio is performing again... | [
[
"benchmarks",
"https://www.investopedia.com/terms/b/benchmark.asp"
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"https://www.investopedia.com/terms/r/ru... |
https://www.investopedia.com/terms/f/four-percent-rule.asp | What Is the 4% Rule for Withdrawals in Retirement: How Much Can You Spend? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is the 4% Rule?
The 4% rule for retirement budgeting suggests that a retiree withdraw 4% of the balance in their retirement accounts in the first year after retiring and then withdraw the same dollar amount, adjusted for inflation, every year thereafter.
The 4% rule is intended to supply a steady stream... | What Is the 4% Rule?
The 4% rule for retirement budgeting suggests that a retiree withdraw 4% of the balance in their retirement accounts in the first year after retiring and then withdraw the same dollar amount, adjusted for inflation, every year thereafter.
The 4% rule is intended to supply a steady st... | [
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"https://www.investopedia.com/how-long-will-my-401k-last-in-retirement-8621297"
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https://www.investopedia.com/terms/i/itraxx-levx-indexes.asp | The iTraxx LevX Indexes | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are the iTraxx LevX Indexes?
The iTraxx LevX are a pair of two tradable indexes that hold credit default swaps ([CDSs](https://www.investopedia.com/terms/c/creditdefaultswap.asp)) representing a diversified basket of the 40 (formerly 35) most liquid European companies that have tradable debt offerings in the... | What Are the iTraxx LevX Indexes?
The iTraxx LevX are a pair of two tradable indexes that hold credit default swaps (CDSs) representing a diversified basket of the 40 (formerly 35) most liquid European companies that have tradable debt offerings in the secondary market.
The LevX indices track what are kn... | [
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"https://www.investopedia.com/terms/c/creditdefaultswap.asp"
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"https://www.investopedia.com/terms/l/leveragedloan.asp"
],
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"iTraxx",
"https://www.investopedia... |
https://www.investopedia.com/why-spot-ether-etfs-could-face-a-difficult-path-to-approval-8609104 | Why Spot Ether ETFs Could Face a Difficult Path to Approval | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Applications for spot ether ETFs are before the Securities and Exchange Commission, but some experts aren't optimistic that an approval will be forthcoming.
* Staking, a practice of putting up ether tokens as collateral to support operation of the Ethereum blockchain in exchange for rewards, may b... | Key Takeaways
Applications for spot ether ETFs are before the Securities and Exchange Commission, but some experts aren't optimistic that an approval will be forthcoming.Staking, a practice of putting up ether tokens as collateral to support operation of the Ethereum blockchain in exchange for rewards, may be the SEC's... | [
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"Securities and Exchange Commission (SEC)",
"https://www.investopedia.com/crypto-regulations-for-financial-advisors-8402046"
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"https://www.investopedia.com/terms/e/etf.asp"
],
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"ETHUSD",
"https://www.investopedia.com/markets/quote?tvwidgetsymbol... |
https://www.investopedia.com/magnificent-seven-stocks-8402262 | Magnificent 7 Stocks: What You Need to Know | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | “Magnificent Seven” was originally a reference to a 1960 Western film, “The Magnificent Seven,” which was directed by John Sturges and depicts a group of seven gunmen. In the world of finance, the term has been repurposed to reference a group of seven high-performing and influential [stocks](https://www.investopedia.c... | “Magnificent Seven” was originally a reference to a 1960 Western film, “The Magnificent Seven,” which was directed by John Sturges and depicts a group of seven gunmen. In the world of finance, the term has been repurposed to reference a group of seven high-performing and influential stocks in the technology sector, bo... | [
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"https://www.investopedia.com/terms/t/technology_sector.asp"
],
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"GOOGL; GOOG)",
"https://www.investopedia.com/alphabet-stock-googl-5095140"
],
[
"(AMZN)",
"https://www.investopedia.co... |
https://www.investopedia.com/what-is-regenerative-finance-refi-7098179 | What Is Regenerative Finance (ReFi)? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Regenerative finance (ReFi) is an alternative financial system that focuses on promoting and restoring sustainability and resilience along with monetary gains. It has found favor in the cryptocurrency ecosystem and is often used to describe a [cryptocurrency](https://www.investopedia.com/terms/c/cryptocurrency.asp) pr... | Regenerative finance (ReFi) is an alternative financial system that focuses on promoting and restoring sustainability and resilience along with monetary gains. It has found favor in the cryptocurrency ecosystem and is often used to describe a cryptocurrency project that uses its platform to invest in sustainability, i... | [
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"cryptocurrency",
"https://www.investopedia.com/terms/c/cryptocurrency.asp"
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"https://www.investopedia.com/terms/s/sustainability.asp"
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"https://www.investopedia.com/terms/c/capital.asp"
],
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"crypto token",
"https://www.investopedia... |
https://www.investopedia.com/terms/n/non-recoursefinance.asp | Non-Recourse Finance: Definition, Uses, Vs. Recourse Loan | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Non-Recourse Finance?
Non-recourse finance is a type of commercial lending that entitles the lender to repayment only from the profits of the project the loan is funding and not from any other assets of the borrower. Such loans are generally secured by collateral.
A [non-recourse loan](https://www.in... | What Is Non-Recourse Finance?
Non-recourse finance is a type of commercial lending that entitles the lender to repayment only from the profits of the project the loan is funding and not from any other assets of the borrower. Such loans are generally secured by collateral.
A non-recourse loan, more broadl... | [
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"https://www.investopedia.com/terms/c/collateral.asp"
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https://www.investopedia.com/investing/beta-know-risk/ | What Beta Means When Considering a Stock's Risk | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Beta?
Beta is a measure of a stock's [volatility](https://www.investopedia.com/terms/v/volatility.asp) in relation to the overall market. By definition, the market, such as the S&P 500 Index, has a beta of 1.0, and individual stocks are ranked according to how much they deviate from the market. A stock th... | What Is Beta?
Beta is a measure of a stock's volatility in relation to the overall market. By definition, the market, such as the S&P 500 Index, has a beta of 1.0, and individual stocks are ranked according to how much they deviate from the market. A stock that swings more than the market over time has a beta a... | [
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"https://www.investopedia.com/terms/h/highbetaindex.asp... |
https://www.investopedia.com/terms/m/metrics.asp | Metrics | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are Metrics?
Metrics are measures of [quantitative assessment](https://www.investopedia.com/articles/investing/041114/simple-overview-quantitative-analysis.asp) commonly used for assessing, comparing, and tracking performance or production. Generally, a group of metrics will typically be used to build a dash... | What Are Metrics?
Metrics are measures of quantitative assessment commonly used for assessing, comparing, and tracking performance or production. Generally, a group of metrics will typically be used to build a dashboard that management or analysts review on a regular basis to maintain performance assessments, o... | [
[
"quantitative assessment",
"https://www.investopedia.com/articles/investing/041114/simple-overview-quantitative-analysis.asp"
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"Metrics: Measures of quantitative assessment commonly used for assessing, comparing, and tracking performance or production.",
"https://www.investopedia.com/thmb/... |
https://www.investopedia.com/terms/p/porter.asp | Porter's Five Forces Explained and How to Use the Model | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are Porter's Five Forces?
Michael Porter's five-force strategic analysis model, introduced in a 1979 article published in the *Harvard Business Review*, remains a fundamental tool for strategic analysts plotting the competitive landscape of an industry.
In a bid to mirror the complexity real strategists... | What Are Porter's Five Forces?
Michael Porter's five-force strategic analysis model, introduced in a 1979 article published in the Harvard Business Review, remains a fundamental tool for strategic analysts plotting the competitive landscape of an industry.
In a bid to mirror the complexity real strategis... | [
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],
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https://www.investopedia.com/us-economy-news-today-april-23-8637269 | US Economy News Today: Fed's Uncertainty Is Acutely Impacting Home Buyers and Sellers | <div class="loc article-content"><div class="comp article__primary-video-container--jw mntl-block" id="article__primary-video-container--jw_1-0"></div>
<div class="comp liveblog mntl-block" id="liveblog_1-0"><div class="comp mntl-block article-content__description" id="mntl-block_12-0"><p class="comp mntl-sc-block fina... |
Welcome to Investopedia's economics live blog, where we explain what the day's news says about the state of the U.S. economy and how that's likely to affect your finances. Here we compile data releases, economic reports, quotes from expert sources and anything else that helps explain economic issues and why they matt... |
Welcome to Investopedia's economics live blog, where we explain what the day's news says about the state of the U.S. economy and how that's likely to affect your finances. Here we compile data releases, economic reports, quotes from expert sources and anything else that helps explain economic issues and why they ma... | [
[
"seem to keep chugging",
"https://www.investopedia.com/three-reasons-high-interest-rates-have-not-stopped-people-from-spending-8635158"
],
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"restrictive",
"https://www.investopedia.com/terms/t/tightmonetarypolicy.asp"
],
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"in tandem with Treasury yields",
"https://www.investopedi... |
https://www.investopedia.com/terms/p/powerofattorney.asp | Power of Attorney (POA): Meaning, Types, and How and Why to Set One Up | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Power of Attorney (POA)?
A power of attorney (POA) is a legal authorization that gives the agent or [attorney-in-fact](https://www.investopedia.com/terms/a/attorneyinfact.asp) the authority to act on behalf of an individual referred to as the principal. The agent may be given broad or limited authority ... | What Is a Power of Attorney (POA)?
A power of attorney (POA) is a legal authorization that gives the agent or attorney-in-fact the authority to act on behalf of an individual referred to as the principal. The agent may be given broad or limited authority to make decisions about the principal's property, finance... | [
[
"attorney-in-fact",
"https://www.investopedia.com/terms/a/attorneyinfact.asp"
],
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"health care POA (HCPOA)",
"https://www.investopedia.com/terms/h/hcpa.asp"
],
[
"proxy",
"https://www.investopedia.com/terms/p/proxydirective.asp"
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https://www.investopedia.com/30-year-mortgage-rates-fall-to-2-week-low-8602858 | 30-Year Mortgage Rates Fall to 2-Week Low | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Rates on 30-year new purchase mortgages dipped for a second consecutive day Thursday, falling to 7.36%—their cheapest level in two weeks. Almost all other new purchase and refi mortgage types also saw rate declines Thursday.
Rates vary widely across lenders, so it's always smart to shop around for [your best mort... | Rates on 30-year new purchase mortgages dipped for a second consecutive day Thursday, falling to 7.36%—their cheapest level in two weeks. Almost all other new purchase and refi mortgage types also saw rate declines Thursday.
Rates vary widely across lenders, so it's always smart to shop around for your best mor... | [
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"https://www.investopedia.com/mortgage-rates-5094943"
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[
"Compare the Best Mortgage Rates Today - May 21, 2024",
"https://www.investopedia.com/mortgage-rates-5094943"
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"discount points",
"https://www.investopedia.com/terms/d/discountpoints.asp"
... |
https://www.investopedia.com/insights/new-approach-esg-scoring/ | A New Approach to ESG Scoring | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Scoring publicly-traded companies on their [environmental, social, and governance](https://www.investopedia.com/terms/e/environmental-social-and-governance-esg-criteria.asp) (ESG) could now be easier following [new research by Russell Investments](https://russellinvestments.com/us/insights/articles/materiality-matters... | Scoring publicly-traded companies on their environmental, social, and governance (ESG) could now be easier following new research by Russell Investments. The firm has created a metric that more accurately identifies ESG factors, which could impact the financial performance of the firms.
Scott Bennett, director ... | [
[
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"https://www.investopedia.com/terms/e/environmental-social-and-governance-esg-criteria.asp"
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"new research by Russell Investments",
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https://www.investopedia.com/ask/answers/041015/what-are-some-best-small-cap-index-funds.asp | What are some of the best small-cap index funds? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | The best [small-cap](https://www.investopedia.com/terms/s/small-cap.asp) [index funds](https://www.investopedia.com/terms/i/indexfund.asp) are the [iShares](https://www.investopedia.com/terms/i/ishares.asp) Russell 2000 ETF ([IWM](https://www.investopedia.com/markets/quote?tvwidgetsymbol=iwm)), [SPDR](https://www.inve... | The best small-cap index funds are the iShares Russell 2000 ETF (IWM), SPDR S&P 600 Small Cap ETF (SLY), Vanguard Russell 2000 ETF (VTWO) and Vanguard Small Cap Index Fund (VB). These funds are rated highly by U.S. News & World Report in terms of liquidity, costs and diversification. These are all exchange-traded fund... | [
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"index funds",
"https://www.investopedia.com/terms/i/indexfund.asp"
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[
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[
"IWM",
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https://www.investopedia.com/regulator-pushes-federal-home-loan-banks-reform-after-spring-banking-crisis-8398996 | Regulator Pushes Federal Home Loan Banks Reform After Spring Banking Crisis | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* The Federal Home Loan Bank System has been a key way for lenders to access cash when in need.
* After the turmoil in the banking system that occurred in the spring, the FHLB system loaned money to distressed entities like Silicon Valley and First Republic banks.
* That has led to the Federal Housi... | Key Takeaways
The Federal Home Loan Bank System has been a key way for lenders to access cash when in need. After the turmoil in the banking system that occurred in the spring, the FHLB system loaned money to distressed entities like Silicon Valley and First Republic banks. That has led to the Federal Housing Finance A... | [
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[
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[
"all of which ultimately failed",
"https://www.investopedia.com/who-is-paying-for-svb-first-republic-bank-bailouts-7... |
https://www.investopedia.com/articles/investing/102715/calculating-value-basis-points-excel.asp | Calculating the Dollar Value of Basis Points in Excel | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | In the [fixed income](https://www.investopedia.com/terms/f/fixedincome.asp) market, each financial instrument's smallest increment of movement is called a [tick](https://www.investopedia.com/terms/t/tick.asp). Each variation cannot be lower than a tick, and it is determined according to the value of the instrument tra... | In the fixed income market, each financial instrument's smallest increment of movement is called a tick. Each variation cannot be lower than a tick, and it is determined according to the value of the instrument traded. The most common types of fixed-income instruments are government and corporate bonds. In this articl... | [
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https://www.investopedia.com/us-economy-news-today-8635358 | US Economy News Today: Federal Reserve Officials Downplay Rate Cut Expectations | <div class="loc article-content"><div class="comp article__primary-video-container--jw mntl-block" id="article__primary-video-container--jw_1-0"></div>
<div class="comp liveblog mntl-block" id="liveblog_1-0"><div class="comp mntl-block article-content__description" id="mntl-block_12-0"><p class="comp mntl-sc-block fina... |
Welcome to Investopedia's economics live blog, where we explain what the day's news says about the state of the U.S. economy and how that's likely to affect your finances. Here we compile data releases, economic reports, quotes from expert sources and anything else that helps explain economic issues and why they matt... |
Welcome to Investopedia's economics live blog, where we explain what the day's news says about the state of the U.S. economy and how that's likely to affect your finances. Here we compile data releases, economic reports, quotes from expert sources and anything else that helps explain economic issues and why they ma... | [
[
"data showing continued strength in the U.S. economy",
"https://www.investopedia.com/why-have-forecasters-underestimated-the-us-economy-lately-8633636"
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[
"comments he made a week earlier",
"https://www.investopedia.com/us-economy-news-today-april-9-8628760#toc-2024-04-09t214321182z"
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... |
https://www.investopedia.com/best-bank-account-bonuses-5104710 | Best Bank Bonuses | <div class="comp mntl-external-basic-sublayout-content sc-ad-container article-content list-sc" id="mntl-external-basic-sublayout-content_1-0"><div class="loc content-body">
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When you’re in the market for a new or additional checking or savings account, it can be lucrative to consider available bank bonuses. That’s because banks are so hungry for new customers that they aren’t just paying token gestures to win your business—many are offering hundreds of dollars to new customers... |
When you’re in the market for a new or additional checking or savings account, it can be lucrative to consider available bank bonuses. That’s because banks are so hungry for new customers that they aren’t just paying token gestures to win your business—many are offering hundreds of dollars to new customers... | [
[
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"https://ww2.alliantcreditunion.org/ultimate-opportunity-savings"
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[... |
https://www.investopedia.com/what-is-axie-infinity-5220657 | Axie Infinity: What it is and How it Works | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | If you were to close your eyes fall asleep and wake up on July 6, 2016, you would rise to find that the price of bitcoin was trading between $670 and $681, the iPhone SE was the newest phone in town, and the soon-to-be-craze known as Pokémon Go was just being released. For many this probably sounds like a lifetime ago... | If you were to close your eyes fall asleep and wake up on July 6, 2016, you would rise to find that the price of bitcoin was trading between $670 and $681, the iPhone SE was the newest phone in town, and the soon-to-be-craze known as Pokémon Go was just being released. For many this probably sounds like a lifetime ago... | [
[
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"https://www.investopedia.com/about-the-splinterlands-blockchain-game-5248808"
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] |
https://www.investopedia.com/cd-early-withdrawal-penalty-5225111 | CD Early Withdrawal Penalty | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a CD Early Withdrawal Penalty?
Investors have many options available to save their cash. Some come with high risks while others are fairly secure. Among low-risk investment options is the [certificate of deposit](https://www.investopedia.com/terms/c/certificateofdeposit.asp) (CD). It allows you to deposit... | What Is a CD Early Withdrawal Penalty?
Investors have many options available to save their cash. Some come with high risks while others are fairly secure. Among low-risk investment options is the certificate of deposit (CD). It allows you to deposit a lump sum and earn a certain amount of interest at the same t... | [
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https://www.investopedia.com/what-is-an-auto-loan-8598793 | What Is an Auto Loan? A Comprehensive Guide to Vehicle Financing | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is an Auto Loan?
An [auto loan](https://www.investopedia.com/best-auto-loan-rates-4846394) is a type of [secured loan](https://www.investopedia.com/secured-loans-5076025) for purchasing a car or other vehicle. The vehicle itself serves as collateral for the loan and can be [repossessed](https://www.investope... | What Is an Auto Loan?
An auto loan is a type of secured loan for purchasing a car or other vehicle. The vehicle itself serves as collateral for the loan and can be repossessed by the lender if the borrower defaults. Auto loans today come in many different terms, or lengths, typically ranging from 36 to 72 month... | [
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https://www.investopedia.com/the-express-podcast-episode-180-8619953 | A New Wave of Optimism Reawakens the Bulls | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... |
**Subscribe Now**: [Apple Podcasts](https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197) / [Spotify](https://open.spotify.com/show/1TwnoxxgCIGK8mF7szI6j9) / [Google Podcasts](https://podcasts.google.com/search/The%20Investopedia%20Express%20with%20Caleb%20Silver) / [PlayerFM... |
Subscribe Now: Apple Podcasts / Spotify / Google Podcasts / PlayerFM
Ryan Detrick, chief market strategist at Carson Group, climbs back aboard The Express to break down the recent "Everything Rally," and why history and recent economic data suggest that this trend in motion should stay in motion. Plus, co... | [
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"https://podcasts.apple.com/us/podcast/the-investopedia-express-with-caleb-silver/id1529322197"
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"Google Podcasts",
"https://podcasts.google.com/search/The%20Investopedia%20Express%20with%2... |
https://www.investopedia.com/terms/p/post-trade-processing.asp | Post-Trade Processing: Definition, How It Works, and Examples | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Post-Trade Processing?
Post-trade processing occurs after a trade is complete. At this point, the buyer and the [seller](https://www.investopedia.com/terms/s/seller.asp) compare trade details, approve the transaction, change records of ownership, and arrange for the transfer of [securities](https://www.in... | What Is Post-Trade Processing?
Post-trade processing occurs after a trade is complete. At this point, the buyer and the seller compare trade details, approve the transaction, change records of ownership, and arrange for the transfer of securities and cash. Post-trade processing is especially important in market... | [
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https://www.investopedia.com/articles/financial-advisors/021716/savings-bonds-vs-cds-which-better-2016.asp | U.S. Savings Bonds vs. CDs: What’s the Difference? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | U.S. savings bonds and certificates of deposit (CDs) are both savings vehicles that offer a modest profit for a high degree of safety. In both cases, the investor is lending some cash in return for the payment of a set amount of interest. Both are easy, convenient ways to invest without [going through a broker](https:... | U.S. savings bonds and certificates of deposit (CDs) are both savings vehicles that offer a modest profit for a high degree of safety. In both cases, the investor is lending some cash in return for the payment of a set amount of interest. Both are easy, convenient ways to invest without going through a broker. Your sa... | [
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https://www.investopedia.com/ask/answers/difference-between-bank-guarantee-and-letter-of-credit/ | Bank Guarantee vs. Letter of Credit: What's the Difference? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A bank guarantee and a [letter of credit](https://www.investopedia.com/terms/l/letterofcredit.asp) are both promises from a financial institution that a borrower will be able to repay a debt to another party, no matter the debtor's financial circumstances. While different, both bank guarantees and letters of credit as... | A bank guarantee and a letter of credit are both promises from a financial institution that a borrower will be able to repay a debt to another party, no matter the debtor's financial circumstances. While different, both bank guarantees and letters of credit assure the third party that if the borrowing party can't repa... | [
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https://www.investopedia.com/ask/answers/long-short-fund.asp | Long-Short Mutual Fund: What it is, How it Works | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A long-short fund is a mutual fund that holds investments [long](https://www.investopedia.com/terms/l/long.asp) and in addition it sells [securities](https://www.investopedia.com/terms/s/security.asp) it does not own ([short](https://www.investopedia.com/terms/s/short.asp)). The goal of a long-short fund is to find in... | A long-short fund is a mutual fund that holds investments long and in addition it sells securities it does not own (short). The goal of a long-short fund is to find investments anticipated to go up, and find investments anticipated to go down, and invest in both in an attempt to increase returns. For example, if an in... | [
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https://www.investopedia.com/simple-agreement-for-future-equity-8414773 | What Is a Simple Agreement for Future Equity (SAFE)? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | A simple agreement for future equity (SAFE) is a financial instrument first offered in 2013 that has gained popularity in the [startup](https://www.investopedia.com/terms/s/startup.asp) ecosystem, particularly among early-stage companies.
SAFEs do not represent a current [equity](https://www.investopedia.com/term... | A simple agreement for future equity (SAFE) is a financial instrument first offered in 2013 that has gained popularity in the startup ecosystem, particularly among early-stage companies.
SAFEs do not represent a current equity stake in a company. Instead, the SAFE terms must be met before you receive this stake... | [
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"https://www.investopedia.com/terms/e/equity.asp"
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https://www.investopedia.com/terms/p/price-channel.asp | Price Channel: Meaning, Overview, Analysis | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Price Channel?
The term price channel refers to a signal that appears on a chart when a security's price becomes bounded between two parallel lines. The price channel may be termed horizontal, ascending, or descending depending on the direction of the trend. Price channels are often used by traders who ... | What Is a Price Channel?
The term price channel refers to a signal that appears on a chart when a security's price becomes bounded between two parallel lines. The price channel may be termed horizontal, ascending, or descending depending on the direction of the trend. Price channels are often used by traders wh... | [
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"https://www.investopedia.com/terms/t/tradingchannel.asp"
],
[
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"https://www.investopedia.com/terms/t/trend.asp"
],
[
"Price Channel",
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https://www.investopedia.com/visa-mastercard-and-american-express-suspend-russia-operations-5221406 | Visa, Mastercard and American Express Suspend Russian Operations | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | Over the weekend, Visa and Mastercard announced that they would suspend their operations in Russia. A day later, American Express followed suit, adding Belarus as the Russian invasion continues in Ukraine.
### Key Takeaways
* Visa, Mastercard and American Express have announced that they will suspend their opera... | Over the weekend, Visa and Mastercard announced that they would suspend their operations in Russia. A day later, American Express followed suit, adding Belarus as the Russian invasion continues in Ukraine.
Key Takeaways
Visa, Mastercard and American Express have announced that they will suspend their operations ... | [
[
"tips@investopedia.com",
"mailto:tips@investopedia.com"
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] |
https://www.investopedia.com/terms/c/commercialbank.asp | How Do Commercial Banks Work, and Why Do They Matter? | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is a Commercial Bank?
The term commercial [bank](https://www.investopedia.com/terms/b/bank.asp) refers to a [financial institution](https://www.investopedia.com/terms/f/financialinstitution.asp) that accepts [deposits](https://www.investopedia.com/terms/d/deposit.asp) and offers different banking and financi... | What Is a Commercial Bank?
The term commercial bank refers to a financial institution that accepts deposits and offers different banking and financial products. Commercial banks provide these services to people and businesses. Commercial banks make money by providing and earning interest from loans such as mort... | [
[
"bank",
"https://www.investopedia.com/terms/b/bank.asp"
],
[
"financial institution",
"https://www.investopedia.com/terms/f/financialinstitution.asp"
],
[
"deposits",
"https://www.investopedia.com/terms/d/deposit.asp"
],
[
"interest",
"https://www.investopedia.com/terms... |
https://www.investopedia.com/terms/a/anticpatory-breach.asp | Anticipatory Breach: Contract Law Definition and Example | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is an Anticipatory Breach?
An anticipatory breach of contract is an action that shows one party's intention to fail to fulfill its contractual obligations to another party. An anticipatory breach can end the [counterparty's](https://www.investopedia.com/terms/c/counterparty.asp) responsibility to perform its... | What Is an Anticipatory Breach?
An anticipatory breach of contract is an action that shows one party's intention to fail to fulfill its contractual obligations to another party. An anticipatory breach can end the counterparty's responsibility to perform its duties.
Demonstrating the other party's intenti... | [
[
"counterparty's",
"https://www.investopedia.com/terms/c/counterparty.asp"
],
[
"repudiation",
"https://www.investopedia.com/terms/r/repudiation.asp"
],
[
"Uniform Commercial Code",
"https://www.investopedia.com/terms/u/uniform-commercial-code.asp"
]
] |
https://www.investopedia.com/top-cds-may-1-2024-best-1-year-rate-falls-while-4-year-rate-rises-8642183 | Top CDs May 1, 2024 - Best 1-Year Rate Falls, While 4-Year Rate Rises | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... |
![Top nationwide rate in each CD term from 3 months to 5 years, ranging from 4.70% to 5.65% APY. Rates current as of May 1, 2024.]()
![Top nationwide rate in each CD term from 3 months to 5 years, ranging from 4.70% to 5.65% APY. Rates current as of May 1, 2024.](https://www.investopedia.com/thmb/gT0EmRTELdh9mRlpHF... |
Key Takeaways
The leading nationally available 1-year CD rate dropped today, from 5.60% to 5.40% APY, but the top 4-year rate climbed, moving up to 4.86% from 4.70%.
Overall, the top nationwide CD rate continues to 5.65% APY, available from MutualOne Bank for a 3-month term.
Today's runner-up is Newtek Ba... | [
[
"Top nationwide rate in each CD term from 3 months to 5 years, ranging from 4.70% to 5.65% APY. Rates current as of May 1, 2024.",
"https://www.investopedia.com/thmb/gT0EmRTELdh9mRlpHF0Po8MNlsE=/1500x0/filters:no_upscale("
],
[
"MutualOne Bank",
"https://finance.mediaalpha.com/dotdash/direct-l... |
https://www.investopedia.com/terms/n/next-generation-fixed-income-ngfi.asp | Next Generation Fixed Income (NGFI) | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Next Generation Fixed Income (NGFI)?
Next generation fixed income (NGFI) is an innovative approach to investing in which a portfolio manager actively exploits all factors of return across a range of [fixed income](https://www.investopedia.com/terms/f/fixedincome.asp) strategies, from traditional, benchmar... | What Is Next Generation Fixed Income (NGFI)?
Next generation fixed income (NGFI) is an innovative approach to investing in which a portfolio manager actively exploits all factors of return across a range of fixed income strategies, from traditional, benchmark-oriented approaches to alternative tactics such as h... | [
[
"fixed income",
"https://www.investopedia.com/terms/f/fixedincome.asp"
],
[
"volatility",
"https://www.investopedia.com/terms/v/volatility.asp"
],
[
"alternative investment",
"https://www.investopedia.com/terms/a/alternative_investment.asp"
],
[
"alpha",
"https://www.in... |
https://www.investopedia.com/astera-labs-raises-ipo-target-to-usd673-2-million-8610329 | Astera Labs Raises IPO Target to $673.2 Million | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ### Key Takeaways
* Astera Labs raised the amount the company and its investors aim to raise in its initial public offering (IPO) to $673.2 million from $534 million, according to a Securities and Exchange Commission filing Monday.
* The IPO offering consists of a total of 19.8 million shares, up from 17.8 million sh... | Key Takeaways
Astera Labs raised the amount the company and its investors aim to raise in its initial public offering (IPO) to $673.2 million from $534 million, according to a Securities and Exchange Commission filing Monday.The IPO offering consists of a total of 19.8 million shares, up from 17.8 million shares.Shares... | [
[
"initial public offering (IPO)",
"https://www.investopedia.com/terms/i/ipo.asp"
],
[
"from $534 million",
"https://www.investopedia.com/what-you-need-to-know-about-astera-labs-ipo-8608017"
],
[
"artificial intelligence (AI)",
"https://www.investopedia.com/terms/a/artificial-intelli... |
https://www.investopedia.com/tech/five-most-private-cryptocurrencies/ | The 5 Most Private Cryptocurrencies | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Are Privacy Cryptocurrencies?
Privacy-oriented cryptocurrencies are digital currencies with features that enhance privacy and anonymity. Many people are concerned about how governments and enterprises use their personal information and data, so they naturally want less scrutiny of their private lives.
H... | What Are Privacy Cryptocurrencies?
Privacy-oriented cryptocurrencies are digital currencies with features that enhance privacy and anonymity. Many people are concerned about how governments and enterprises use their personal information and data, so they naturally want less scrutiny of their private lives.
... | [
[
"cryptocurrencies",
"https://www.investopedia.com/terms/c/cryptocurrency.asp"
],
[
"Monero (XMR)",
"https://www.investopedia.com/terms/m/monero.asp"
],
[
"stealth addresses",
"https://www.investopedia.com/terms/s/stealth-address-cryptocurrency.asp"
],
[
"Zcash (ZEC)",
"... |
https://www.investopedia.com/articles/active-trading/022415/how-use-commodity-futures-hedge.asp | How to Use Commodity Futures to Hedge | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | [Futures](https://www.investopedia.com/terms/f/futures.asp) are a popular asset class used to [hedge](https://www.investopedia.com/terms/h/hedge.asp) against risk. Strictly speaking, investment risk can never be completely eliminated, though its impact can be mitigated or passed on. [Hedging through future agreements]... | Futures are a popular asset class used to hedge against risk. Strictly speaking, investment risk can never be completely eliminated, though its impact can be mitigated or passed on. Hedging through future agreements between two parties dates to the 1800s. The Chicago Board of Trade standardized futures contracts in 18... | [
[
"Futures",
"https://www.investopedia.com/terms/f/futures.asp"
],
[
"hedge",
"https://www.investopedia.com/terms/h/hedge.asp"
],
[
"Hedging through future agreements",
"https://www.investopedia.com/trading/hedging-beginners-guide/"
],
[
"soft commodities",
"https://www.i... |
https://www.investopedia.com/terms/f/form_1098.asp | Form 1098: Mortgage Interest Statement and How to File | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | ## What Is Form 1098: Mortgage Interest Statement?
Form 1098, Mortgage Interest Statement, is an Internal Revenue Service (IRS) form used by taxpayers to report the amount of interest and related expenses paid on a mortgage during the tax year when the amount totals $600 or more. Related expenses include points paid... | What Is Form 1098: Mortgage Interest Statement?
Form 1098, Mortgage Interest Statement, is an Internal Revenue Service (IRS) form used by taxpayers to report the amount of interest and related expenses paid on a mortgage during the tax year when the amount totals $600 or more. Related expenses include points pa... | [
[
"these expenses",
"https://www.investopedia.com/tax-deductions-and-credits-4689689"
],
[
"Schedule A",
"https://www.investopedia.com/terms/s/schedulea.asp"
],
[
"real property",
"https://www.investopedia.com/terms/r/real-property.asp"
],
[
"qualified mortgages",
"https:... |
https://www.investopedia.com/briodirect-bank-review-5069892 | BrioDirect Bank Review | <div class="comp mntl-external-basic-sublayout-content sc-ad-container article-content" id="mntl-external-basic-sublayout-content_1-0"><div class="loc content-body">
<span class="comp external-content mntl-external-component" id="external-content_1-0"><div class="comp product-review-content product-review-content--fina... |
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:fill(wh... |
Open Account
BrioDirect Bank is an online bank offering competitive deposit accounts. BrioDirect is the digital offshoot of Sterling National Bank, which was founded in 1888 and is headquartered in New York.
Pros & Cons
Company Overview
Pros & Cons
Pros
Low minimum deposit requirements
No ... | [
[
"BD",
"https://www.investopedia.com/thmb/p6OOUNtuggI7OHQQLIL4CMtA_WA=/fit-in/1500x1000/filters:format(png"
],
[
"BD",
"https://www.investopedia.com/thmb/p6OOUNtuggI7OHQQLIL4CMtA_WA=/fit-in/1500x1000/filters:format(png"
],
[
"Open Account",
"https://www.briodirectbanking.com/"
],
... |
https://www.investopedia.com/step-up-certificate-of-deposit-5271710 | Step-Up Certificate of Deposit (CD) | <div class="comp mntl-sc-page mntl-block article-body-content" data-bind-scroll-on-start="true" data-sc-ad-label-height="0" data-sc-ad-track-spacing="90" data-sc-breakpoint="50em" data-sc-content-positions="[300, 1, 1, 1250, 1, 1, 1, 1]" data-sc-load-immediate="2" data-sc-max-track-height="600" data-sc-min-track-height... | [Certificates of deposit (CDs)](https://www.investopedia.com/terms/c/certificateofdeposit.asp) can be a good way to earn interest on your [savings](https://www.investopedia.com/terms/s/savings.asp). However, unlike a traditional CD with a [fixed interest rate](https://www.investopedia.com/terms/f/fixedinterestrate.asp... | Certificates of deposit (CDs) can be a good way to earn interest on your savings. However, unlike a traditional CD with a fixed interest rate, a step-up CD comes with the ability to increase your interest rate during the CD term, meaning you could earn even more money when the CD reaches maturity.
Key Takeaways... | [
[
"Certificates of deposit (CDs)",
"https://www.investopedia.com/terms/c/certificateofdeposit.asp"
],
[
"savings",
"https://www.investopedia.com/terms/s/savings.asp"
],
[
"fixed interest rate",
"https://www.investopedia.com/terms/f/fixedinterestrate.asp"
],
[
"maturity",
... |
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